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* Shop around from multiple lenders. Don't settle for the first offer you receive. Compare interest rates, loan terms, and fees from at least three different lenders to ensure you get the best deal.
* Improve your credit score. A higher credit score demonstrates that you are a reliable borrower, which can result in lower interest rates. Check your credit report for errors and take steps to improve your score before applying for a mortgage.
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Each type has its own set of requirements, so choose the loan that best suits your financial situation.
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